Getting engaged is one of the most exciting times in your life. You and your partner have made the decision to be together forEVER! And that’s pretty special. What to do next; how you share the news, and how you celebrate, can be overwhelming. Lucky for you we’ve rounded up the first 8 things you should do upon getting engaged!
Call your relatives
Of course, you’ve called your parents and your siblings and had a chance to laugh and cry with them. But before you start posting engagement photos online, as tempting as it may be, call your extended family to share the news. Even if you rarely talk to them in person or by phone, this simple gesture and a 2 minute telephone call can make a world of difference.
Be ready to tell your engagement story a million times
It is inevitably the first thing every person will ask you. “How did they propose?” Don’t skimp on the details, even though you’ve told the same story a dozen times. It is a truly special moment and your friends and family want to hear all the sappy or hilarious details.
Get your ring resized
Your new ring is stunning, but it might still have some wiggle room. Don’t risk letting it slip off your finger while flaunting it around. Take it to a jeweler ASAP. Especially if you aren’t used to having a ring on your finger, having it properly sized can help a new ring feel more comfortable and secure.
Set the season and year
The question that immediately follows your engagement story will be “When are you getting married?” Although you don’t need to set a firm date, it can be extremely helpful to choose a tentative season and year. The summer of 2015 or fall of 2020? People appreciate that you are keeoing them in the loop and it will give you and your partner some direction when you start to plan.
Plan a night out with your fiancé to celebrate
It can be wonderful to have family and friends come out of the woodwork to celebrate this huge life changing moment with you. But don’t forget that engagements and weddings are about starting a life together as partners. Take a night to celebrate as a couple and look to an amazing future together.
Make some big decisions as a team
After you celebrate together, and definitely not on the same night, make sure you talk about some of the big planning questions together. What type of wedding? (traditional, destination, offbeat) What size? (intimate, family and friends, large party) What size wedding party? (Just siblings, 2-3 closest friends, 6-10 large party) Make sure you are on the same page before your parents and BFF’s start offering their suggestions for what they want and what worked for them. You will be able to answer with clarity and confidence and avoid potentially hurt feelings.
Start a savings account
Even small weddings cost money. And planning ahead can help you avoid relying on credit cards when unexpected costs start to add up in the weeks before the wedding. And those last minute costs are unavoidable even for the most organized couples. Start a separate savings account when you get engaged (or even before) and start putting away a small amount from your paycheck every month until the wedding.
Don’t rush through things and enjoy the planning process. This is your moment to celebrate how far you’ve come as a couple and how you want to start the rest of your life together. That’s so exciting! Don’t get too caught up in family politics or minute details of planning. Rely on other people to help when you need it and keep the planning process manageable. This is your big day, so enjoy it!
Here’s the 411:
What is wedding insurance?
Much like car or homeowner’s insurance, a wedding policy protects the investment you’ve made in your big day. That includes covering costs in the event that your wedding must be cancelled or postponed due to circumstances beyond your control. Anything from a major storm to a fire at your reception hall to an unexpected illness. Wedding insurance can reimburse you for the site rental, reception food, flowers and other expenses.
- When is it appropriate?
Wedding insurance is most appropriate if you’re investing a fair amount of money in your event and if uncontrollable events, like bad weather, would really ruin your day. But don’t assume you need it, especially if you already carry personal insurance, warns Scott Simmonds, an insurance consultant. If you’re mostly concerned about liability — damage or someone getting hurt — your existing homeowner’s or renter’s policy may provide all the coverage you need. “Your homeowner’s insurance doesn’t differentiate between a barbecue at your house and wedding at a rental hall,” Scott says. That includes liquor liability, but be very careful if you choose to purchase and sell liquor at your event, he says. In fact, the liability attached to selling alcohol yourself is so significant that Scott advises couples against it. Let licensed, insured vendors handle charging for the drinks, he says.
- Check with the company that handles your renter’s/homeowners insurance first.
Even if they don’t offer “wedding insurance,” they may offer special event insurance, or your existing policy may already protect you (more on that in a minute). Some plans don’t cover personal liquor liability in certain states, so be sure to look into your insurance in connection to the state that you’re getting married in. If you find that your insurance doesn’t cover liquor liability in the state you want to get married in, one alternative is WedSafe, one of the most popular wedding insurance providers, which is offered through Aon, a company with an A+ rating from the Better Business Bureau. WedSafe does offers liquor liability coverage in most states.
- Ask your Insurance Provider for Evidence
Another tip from Scott: If your insurance agent says your existing policy won’t cover basic liability, and encourages you to buy additional insurance, ask the agent to cite where in your policy that coverage is explicitly denied. Sometimes misinformed or overly cautious agents steer consumers in the wrong, more expensive direction.
- How much does it cost?
A basic policy will run you anywhere from $125 to more than $500, depending on the cost of your wedding and the coverage you want. The liability insurance typically costs around $200. Be sure to read the fine print about maximum covered amounts and the deductible.
Photo by: Pennace Photography
Thanks to René Tate for sharing this wedding recently shot at the Robinson Mansion in Canon City.
Georgia and Kent are a friendly Missouri couple, who decided to do a destination wedding close to family in Cañon City. They were scheduled to tie the knot just a mile or two from the Royal Gorge Bridge. However, the day before their wedding was the day the Royal Gorge fire started. I believe Georgia was rafting and Kent was zip lining when they got word that they needed to evacuate ASAP. Needless to say, their wedding plans were completely changed in a second. Fortunately, the beautiful Robinson Mansion was available on short notice.
All fires aside, Georgia and Kent’s wedding was one to be remembered regardless. These two have had their hard times. I’ll never forget how sincerely Georgia told me she knew Kent was the one. She said, from the second he entered the room, she got this chill through her body and she new instantly he was the one. She said it truly was love at first sight.
By the time Kent was ready to pop the question, tragedy struck Georgia’s family when her two oldest children died in a plane crash.
They decided to move forward with the wedding, and you know, I just am so thankful that Kent met Georgia when he did. I am so thankful that they had each other as they moved forward and processed this unimaginable event.
I am also so amazed at how these two have persevered and how much positivity, love, and excitement poured from them on their wedding day. Obviously, this was an extremely emotional day as well. I am so very honored to be the one to capture it. – from René‘s blog.